This program is a mortgage that is guaranteed by HUD. If the recipient defaults on the mortgage, HUD pays the lender.

HUD/Section 184 Loan Website

Section 184 can be used for:

• Purchase an existing home
• Construction loans for stick built or manufactured on permanent foundations
• Rehab loans
• Refinancing loans

Eligibility:

American Indian or Alaska Native who are members of a Federally recognized Tribe.

• An Indian Tribe
• A Tribally Designated Housing Entity (TDHE)
• An Indian Housing Authority (IHA)

Lender Participation:

Loans are originated and serviced by lenders that have completed Section 184 training. The Sault Tribe Housing Authority does not process mortgage's. Please contact one of the lendors listed below.

• 1st Tribal Lending

2401 San Pablo Ave

Pinole, CA 94564

866‑235‑4033

Click here for Website

• New Executive Mortgage

100 W. Midland

Bay City, MI 48706

989‑317‑3407

Click here for Website

• Wells Fargo Home Mortgage

770 E Lakeshore Drive

Manistique, MI 49855

906‑341‑1909

Click here for Website

• Wells Fargo Home Mortgage - 2nd Location

3890 Charlevoix Ave

Suite 360

Petoskey, MI 49770

231‑445‑1119

Click here for Website

• HUD Certified Lenders

Click here for website

For more information regarding this program,

please call the Homeownership Department.

906‑495‑1450 or 800‑794‑4072